FTMO vs FundingPips2026
Head-to-head on our published 4-pillar methodology - same data as the full reviews.
Our verdict
FTMO wins this head-to-head overall (FTMO 4.7 vs FundingPips 4.3). FTMO leads on trust & payout record, platforms & tools, support & community; FundingPips leads on pricing & value. The right choice depends on which pillar matters most for how you trade - the breakdown below shows exactly where each one earns its score.
Score breakdown
Trust & payout record
Pricing & value
Platforms & tools
Support & community
Side-by-side comparison
| FTMO | FundingPips | |
|---|---|---|
| Founded | 2015 | 2022 |
| Max funding | $200,000 (scaling to $400k) | $300,000 (scaling to $2M) |
| Profit split | 80% (up to 90% with scaling) | up to 100% via scaling |
| Challenge fee | from €155 ($10k account) | from $32 ($5k account) |
| Model | 2-step (Challenge + Verification) | 1-step, 2-step, 3-step (cheaper tiers) |
| Phase-1 target | 10% (Phase 1) / 5% (Phase 2) | 8% / 5% (2-step) |
| Max daily loss | 5% | 5% |
| Max total loss | 10% | 10% |
| Payouts | On demand after 14 days, then bi-weekly | Every 5 days (Hot Seat: daily) |
| Platforms | MT4, MT5, cTrader, DXtrade | MT5, cTrader, Match-Trader |
Choose FTMO if…
- you're an experienced trader who can pass a strict evaluation
- you hold swing positions over days or weeks
- top-tier regulation is non-negotiable
- long-term account scaling is your goal
Choose FundingPips if…
- you want the most funding per dollar of fees
- rapid payout cycles matter most
- you're newer to trading and want an easier on-ramp
- you'll run multiple challenges at once
FTMO vs FundingPips FAQ
Is FTMO better than FundingPips?
FTMO scores higher overall in our testing (FTMO 4.7 vs FundingPips 4.3), but the per-pillar breakdown matters more than the headline number - each wins in different areas.
Which challenge is easier to pass?
FTMO: 10% (Phase 1) / 5% (Phase 2) target with 5% daily / 10% total drawdown (2-step (Challenge + Verification)). FundingPips: 8% / 5% (2-step) with 5% daily / 10% total (1-step, 2-step, 3-step (cheaper tiers)). A lower target with wider drawdown is mechanically easier - but rules like consistency requirements matter too, so read each review's rules section.
Which pays out faster, FTMO or FundingPips?
FTMO pays on demand after 14 days, then bi-weekly; FundingPips pays every 5 days (hot seat: daily). Both honour the profit splits listed above once payout conditions are met.
Can I trade challenges at both firms?
Yes - running evaluations at two firms simultaneously is common and allowed (each firm's rules apply only to its own accounts). It diversifies firm risk and effectively doubles your shot at funded capital, at double the fee cost.
Risk warning: CFDs and leveraged products are complex instruments and carry a high risk of losing money rapidly. Between 70–85% of retail accounts lose money trading CFDs. Never trade with money you cannot afford to lose. Disclosure: WizeGorilla is reader-supported - we may earn a commission when you open an account through our links, at no cost to you. See our affiliate disclosure and review methodology.