FTMO vs The5ers2026
Head-to-head on our published 4-pillar methodology - same data as the full reviews.
Our verdict
FTMO wins this head-to-head overall (FTMO 4.7 vs The5ers 4.5). FTMO leads on trust & payout record, pricing & value, platforms & tools; The5ers doesn't lead any pillar outright. The right choice depends on which pillar matters most for how you trade - the breakdown below shows exactly where each one earns its score.
Score breakdown
Trust & payout record
Pricing & value
Platforms & tools
Support & community
Side-by-side comparison
| FTMO | The5ers | |
|---|---|---|
| Founded | 2015 | 2016 |
| Max funding | $200,000 (scaling to $400k) | $100,000 start (scaling to $4M) |
| Profit split | 80% (up to 90% with scaling) | up to 100% on top scale levels |
| Challenge fee | from €155 ($10k account) | from $39 (High Stakes $5k) |
| Model | 2-step (Challenge + Verification) | Instant funding, 1-step (High Stakes), bootcamp |
| Phase-1 target | 10% (Phase 1) / 5% (Phase 2) | 8% (High Stakes) |
| Max daily loss | 5% | 5% |
| Max total loss | 10% | 6–10% by program |
| Payouts | On demand after 14 days, then bi-weekly | Bi-weekly / on demand by program |
| Platforms | MT4, MT5, cTrader, DXtrade | MT5 |
Choose FTMO if…
- you're an experienced trader who can pass a strict evaluation
- you hold swing positions over days or weeks
- longest continuous payout track record in the industry (since 2015)
- free repeat of the challenge if Phase 1 ends profitable
Choose The5ers if…
- you want live capital immediately, no evaluation
- you prefer a conservative, durable firm over fast scaling
- true instant funding - trade real capital from day one
- scaling to $4M with splits rising to 100%
FTMO vs The5ers FAQ
Is FTMO better than The5ers?
FTMO scores higher overall in our testing (FTMO 4.7 vs The5ers 4.5), but the per-pillar breakdown matters more than the headline number - each wins in different areas.
Which challenge is easier to pass?
FTMO: 10% (Phase 1) / 5% (Phase 2) target with 5% daily / 10% total drawdown (2-step (Challenge + Verification)). The5ers: 8% (High Stakes) with 5% daily / 6–10% by program total (Instant funding, 1-step (High Stakes), bootcamp). A lower target with wider drawdown is mechanically easier - but rules like consistency requirements matter too, so read each review's rules section.
Which pays out faster, FTMO or The5ers?
FTMO pays on demand after 14 days, then bi-weekly; The5ers pays bi-weekly / on demand by program. Both honour the profit splits listed above once payout conditions are met.
Can I trade challenges at both firms?
Yes - running evaluations at two firms simultaneously is common and allowed (each firm's rules apply only to its own accounts). It diversifies firm risk and effectively doubles your shot at funded capital, at double the fee cost.
Risk warning: CFDs and leveraged products are complex instruments and carry a high risk of losing money rapidly. Between 70–85% of retail accounts lose money trading CFDs. Never trade with money you cannot afford to lose. Disclosure: WizeGorilla is reader-supported - we may earn a commission when you open an account through our links, at no cost to you. See our affiliate disclosure and review methodology.