Quietly excellent: clean rules, no time pressure, consistent payouts and a scaling plan that doesn't move the goalposts.
The $299 100k 2-step (8%/5%, 5% daily, 8% total) had the clearest rulebook we read this year: no consistency rules on standard models, news and weekends allowed on swing, and drawdown is static (not trailing) on the 2-step. Our payout cleared in 22h 15m.
Payout proofs have been steady since 2022 and the community reports few disputes. The 3-step model offers a 12% total drawdown for slower traders. It lacks FTMO's institutional polish and the fee isn't refundable, but for rule-safety per dollar this is the sleeper pick of the list.
| Rule | Phase 1 | Phase 2 | Funded |
|---|---|---|---|
| Profit Target | 8% | 5% (2-step) | None |
| Max Daily Loss | 5% | 5% | 5% |
| Max Total Loss | 8-12% by model | 8-12% by model | 8-12% by model |
| Time Limit | None | None | — |
Trader-friendly rules with no time limits and honest scaling. Payout timed at 22h 15m in our lab.
Get Funded↗Prop trading challenges are skill assessments with non-trivial failure rates — most participants do not pass, and fees on failed attempts are not recoverable. Funded accounts are simulated capital under an agreement with MyFundedFX; you trade the firm's rules, not a brokerage account. Past lab results (challenge passed, payout in 22h 15m) do not guarantee your outcome. WizeGorilla earns a commission when you sign up via our link — it funds our testing and never changes a firm's score. Not financial advice.