Big accounts, frequent discount promos and a huge community — but a 2024 payout crisis is still in recent memory. Trade it with eyes open.
The $399 Standard 200k challenge (10%/5% targets, 5% daily, 10% total) is competitively priced per dollar of buying power, promos regularly cut 40%+ off, and splits reach 90%. Our funded payout cleared in 2d 9h without friction.
The caveat is 2024: TFT paused payouts for weeks during a broker/technology migration before resuming and clearing the backlog. It recovered, but that episode is why our Payout Record score sits at 76. Treat TFT as a satellite account next to a core FTMO/FundedNext allocation, not your only funded capital.
| Rule | Phase 1 | Phase 2 | Funded |
|---|---|---|---|
| Profit Target | 10% | 5% (2-step) | None |
| Max Daily Loss | 5% | 5% | 5% |
| Max Total Loss | 10% | 10% | 10% |
| Time Limit | None on Standard | None on Standard | — |
Aggressive splits and promos — higher reward, higher operational risk. Payout timed at 2d 9h in our lab.
Get Funded↗Prop trading challenges are skill assessments with non-trivial failure rates — most participants do not pass, and fees on failed attempts are not recoverable (fee refunds apply only after a successful funded payout). Funded accounts are simulated capital under an agreement with The Funded Trader; you trade the firm's rules, not a brokerage account. Past lab results (challenge passed, payout in 2d 9h) do not guarantee your outcome. WizeGorilla earns a commission when you sign up via our link — it funds our testing and never changes a firm's score. Not financial advice.